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Knowledge is Power
Check out our series of articles that convey all the knowledge that I – and the PFF team – have picked up so far. I hope you find this information useful in your financial journey.
Is $2,000 a Month a Good Salary in the US?
You’ve got an offer in hand for $2,000 a month and I’m sure you’re wondering if $2000 a month is good? $2,000 a month out works to an annual salary…
Instant Transfer with Routing and Account Number Without Verification – Will It Work?
Instant transfers can be handy – especially in a day and age when we all need to make swift payments. But it can sometimes be frustrating go through a lengthy…
If I Make $30k a Year, Can I Buy a House?
There’s nothing like buying your first home, and when you start earning a paycheck, it’s easy to start dreaming. “If I make $30k a year, can I buy a house?”…
Cheaper Alternatives to Granite Worktops
Granite worktops are a popular fixture in many modern homes. However, they’re not always so easy to come by. That’s because they can be expensive, and what’s more, the look…
Can You Have a 700 Credit Score with Collections?
Having a 700 credit score with collections on your account is highly unlikely. This is simply because having a collection appear on your credit report is very damaging to your…
Why Does Credit Score Affect Car Insurance Premiums?
When looking for auto insurance, you might have noticed the vastly different prices for different auto insurance companies and different people. Your friend might be offered the same car insurance…
How To Get The Best Deal On Geico Car Insurance
Finding the best deal on car insurance can be a daunting task. There are so many factors to consider, and it can be hard to know who to trust. That’s…
How to Make $200k a Year
$200k a year is an impressive wage for many people across the US. But just how feasible is this goal? What can you do to start reaching milestones along the…
Retirement Calculator
Navigating the future financial landscape of your golden years can seem daunting. That’s where a retirement calculator comes in handy. If you need some more guidance on how to use…
What’s the best app for credit score tracking?
Credit scoring is no joke. Our credit details influence our ability to get homes, cars, jobs, and more. Yet, many of us are afraid to even look at them! So,…
Which Banks Failed in 2008?
The financial crisis of 2008 is considered one of the most significant economic events in recent history. The collapse of the housing market and subsequent credit crunch led to a…
A Guide to Finding the Best Credit Cards for 18 Year Olds
Reaching 18 opens up many new doors and opportunities – and many people coming of age in the US will likely want to start taking better charge of their financial…
The $7 Million Net Worth Lifestyle – Is It Enough to Retire?
$7 million sounds like an incredible amount of money. It’s likely more than most of us will see at once at any time in our lives! So, what can the…
Why Do Anesthesiologists Make So Much Money?
Depending on the data source used, the average salary for anesthesiologists in the US is anywhere from $303,000 to as high as $423,500. Top-level anesthesiologists can make as much as…
How College Students Can Plan Now to Retire Early
If you think about retirement as something that will happen in your 60s or later, think again. It’s possible to retire in your 50s, 40s, or even your 30s. This…
Credit Score: Everything You Must Know And Why You Should Pay Attention To It
Finances have always been an important part of human lives. It’s therefore highly crucial to be aware of financial topics and how they work. One such vital topic is the…
What’s the best online bank account with an instant debit card (no deposit)?
Virtual debit cards (or instant debit cards) are becoming increasingly popular. Is it any wonder? They are quick and easy to use on the go, and you never have to…
The $10 Million Net Worth Lifestyle – Living it large?
$10 is an incredible amount of money. It’s likely more than most of us will see at once at any time in our lives! I’m sure there are many questions…
Venmo Credit Limit: Everything You Need to Know
Venmo is an increasingly popular digital wallet service that first started up in 2009. Since that time, it’s gone head to head with other ease-of-spending apps – and was even…
How Much Income Is Needed For a $450k Mortgage?
At today’s high interest rates, you would need household income of $135,000 or higher to qualify for a mortgage of $450k. This is assuming that your other debt commitments are…
Is Saving $1,000 a Month Good?
We all want to save a little more money sometimes if we can help it! But how much money should you really be putting aside from your monthly paychecks? Is…
Cheaper Alternatives to Spotify: Stream Music for Less
Is there a cheaper alternative to Spotify out there? Yes! You just need to know where to look. Spotify really changed the game with listening to music. Before streaming came…
How Much Rent Can I Afford on $60k?
Generally speaking, people on $60K per year can afford rent of about $1,500 to $1,750 per month. However, for many of us, it’s not that simple. Where you live, how…
Is $70k a Good Salary in the US?
As it stands, $70k per year is a good salary for an individual in the US as it’s above the median. It’s important however to compare your salary with similar…
What Percent of the Population Makes Over $300K?
To many people, $300k can seem like a lot of money – but how many people in the US are actually making this level of income? In this quick guide,…
Vehicles Over 6,000 Pounds (US) – Can I Get a Tax Deduction?
Running any kind of vehicle can be expensive at the best of times, and with prices increasing in gas, insurance, and maintenance, it’s worth knowing that certain “rides” are eligible…
Barista FIRE Calculator: How Much Could You Save for Retirement?
If you’ve already started looking into FIRE retirement savings strategies, you might be keen to start crunching a few numbers. With my Barista FIRE calculator below, all you need to…
Which Banks Failed in 2023?
As of July 2023, the United States experienced three significant bank failures: Signature Bank in New York, Silicon Valley Bank in Santa Clara and First Republic Bank in San Francisco…
Is Saving $2,000 a Month Good?
We all want to save a little more money sometimes if we can help it! But how much money should you really be putting aside from your monthly paychecks? Is…
Mystery Charges
While this might not be the hottest topic in personal finance, these charges can be a continual drain on your bank account. Take a look and see if any of these are popping up in your statements!
What is an LH Trading Charge?
No one likes having to deal with mystery charges on their credit card and banking statements. Even if you’re the most careful budgeter, too, a few unknown fees may still…
What is HOLD REL MEM CR?
While most of us try to do our best to keep track of charges going out of our bank and card accounts, occasionally, there are a few mystery fees that…
FM Deposit HOLD SEE SM – What Does It Mean?
Let’s face it – bank statements can sometimes be tricky to understand! If you’re a TD Bank mobile app user, you may have seen ‘FM Deposit HOLD SEE SM’ appear…
What is ISPA/PIMDS Charge?
We’ve all probably had those heart-stopping moments when we’ve noticed strange charges and fees on our banking statements and have no idea where they’ve come from. It even happens to…
What is WF CRD SVC on My Credit Report, and How Do I Remove It?
If you have recently checked your credit statement and stumbled across a curious code, you have every right to be concerned! Unknown codes can mean you’re the victim of a…
What is Google Disney Mobile Charge?
Many of us have subscriptions to multiple streaming platforms and gaming services – but these kinds of charges can build up at the end of the month and end up…
What is an Amazon Prime Cons Charge – Should You Be Worried?
With more than 200 million members, there’s a good chance you’re reading this as a subscriber to Amazon Prime. I’m one of them, too! But what if you notice a…
What Does “USCC IVR” Mean – and Should You Be Worried?
If you’re like me, and you’re careful to look through your banking and card statements in detail, you’ll know the pain of having to work out what some mystery charges…
What is ACHMA VISB Charge?
Another day, another mystery charge pops up on your bank or card statement – what a nightmare! While we all try to take care of our finances as much as…
What is Google WM Max LLC Charge?
If you frequently use Google’s online services, use an Android device, and/or use Google Play Store, you’ll likely expect a few charges from the brand to appear on your bank…
What Does V5 INC RET PS Mean?
It’s more common than you think to find an odd code or two appearing on your bank statements! But what happens when there’s money associated with a code you don’t…
What is “fid bkg svc llc money line” Charge?
When reviewing your financial accounts, there’s nothing more disconcerting than reading through and noticing charges that don’t make sense. It’s even worse when the charge has a seemingly incomprehensible code!…
What is an Amazon Digital Charge?
When looking over your accounts and your monthly expenses, you may find that once a month, you get charged an Amazon Digital Charge, or AMZN DIGITAL, as it most likely…
What Does “Comm Cap APY F1” Mean on My Card Statement?
Nothing is more annoying or worrying than finding charges on our card statements that we cannot trace ourselves – or simply don’t understand! For example, have you ever encountered the…
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