What is an LH Trading Charge?

No one likes having to deal with mystery charges on their credit card and banking statements. Even if you’re the most careful budgeter, too, a few unknown fees may still slip through the net! But what is an LH Trading charge, and should you be worried?

Keep reading, and I’ll give you the complete lowdown on why you’re getting LH Trading charges, and how you can stop them.

What is LH Trading?

An LH Trading charge on your account means you’ve made a purchase from LoveHoney, an online adult toy and lingerie store.

“LH Trading” appears on card and bank statements to help make charges seem more innocuous as not everyone is comfortable with adult store fees appearing on their financial breakdowns.

Therefore, if you’ve legitimately ordered goods from LoveHoney, the company’s automatically blanked out their name for extra privacy. 

You’re also likely to see “LH Trading Atlanta GA” appear on your bank or card statements when you order from LoveHoney.

I didn’t authorize an LH Trading charge – what should I do?

The first course of action is to contact your bank or card issuer as soon as you notice the charge. If you’re certain you didn’t authorize a payment to LoveHoney, it’s time to raise a fraud case.

Most card issuers and banks will secure accounts when their users claim that charges have been made without their knowledge.

To secure your account, your bank or issuer may generate a new card and issue you a new PIN. They may also suggest you change your passwords at LoveHoney, if you’re a member, and at other sites where your card is registered.

Banks and card issuers will also forward fraud claims via their relevant department(s) to investigate how the problem started. When your case is found to be legitimate (if it is), your bank or issuer will erase the erroneous fees.

In the meantime, they may suggest they “freeze” any charges you dispute while fraud investigators take a closer look. This means you won’t have to worry about the immediate cost.

Should I contact LoveHoney?

It’s normally good practice to contact LoveHoney if you notice an LH Trading charge and you haven’t authorized it. If you already have an account, the immediate action worth taking is to log in as usual and change your password(s).

It may be that someone has logged into your LoveHoney store account and has made purchases. You’ll typically be able to see the orders you’ve made through your purchase history at LoveHoney, or you may even have received email receipts.

It’s also a good idea to wipe all traces of the affected card from your LoveHoney account. This will ensure that, even if someone still manages to log into your account, they won’t be able to use the same cards.

Unfortunately, there’s likely little that LoveHoney can do if you’re a victim of password theft unless they admit to a data leak. However, their site is fully protected, and they advise all shoppers to create secure passwords.

If you’re not a LoveHoney customer, it’s wise to reach out to the company in case anyone has made orders on your card(s) via a registered persona. 

LoveHoney may be able to help trace the source of the fraudulent purchases, though I’m afraid there is no guarantee here.

How do I stop LH Trading charges from appearing?

If LH Trading charges appear on your card or bank statements regularly, and you don’t authorize them, someone is likely making purchases from LoveHoney on your card without your knowledge.

Don’t leave these charges to pile up. The moment you notice an LH Trading charge and you know for a fact you didn’t authorize it, immediately contact your bank and close down that card.

Then, you can take steps to contact LoveHoney directly if you think an account has been set up at the store incorrectly.

Is an LH Trading charge fraudulent?

LH Trading charges are only fraudulent if you don’t expect them, or don’t authorize them. This message seems to be related to the adult toy store, LoveHoney, and they run a legitimate enterprise.

If you’re noticing LH Trading charges on your account, it’s time to call your issuer and to change your passwords. If you’re already a LoveHoney member and you’ve used the same email address, username and/or password with other websites, it’s worth changing them elsewhere, too!

Hopefully the charge in question is one you’ve simply forgotten about – but as you can see, there are things you can do to reverse fraudulent charges if you didn’t authorize them.

Before You Go…

Mysterious charges on our bank and credit card statements can be very frustrating. We’ve done as much work as possible to get the bottom of this issue, but we could always use your help.

Please let us know in the comments whether you found this article useful or not. If there’s something we missed or anything that needs to change, please do let us know. Your feedback and constructive comments help us make this content more valuable for everyone. Thanks!