Hello Project Financially Free readers!
I’m John from the The Money Ninja, a personal finance site where I give advice on how to make more money, save it better, and spend it wisely.
I’m excited to guest post here. This site has some really great financial tips and tricks for people living in the United Kingdom.
Since there are people from the United States reading this blog too, I wanted to share a few useful cash back apps I use that can help them save even more money!
And who knows, maybe these types of apps will eventually make it across the pond!
GetUpside
GetUpside is one of my favorite mobile apps. It provides cash back for every gallon of gas you buy at the gas station.
All you have to do is check in to the station with the GetUpside app and take a picture of your receipt once you’re done filling up your car.
How much cash back you’ll get per gallon depends on current market conditions, but you can typically get up to 25¢ per gallon of gas. The average car has the capacity to hold 17 gallons (64 litres). That means you can potentially earn $4.25 every time you get gas!
You can withdraw your money to your PayPal account, electronically send it to your bank, or request a check be sent to you.
New users can download the GetUpside app on their iOS or Android phone. You can use the referral code DWRF5 to receive a one-time bonus the first time you use the app.
GetUpside also provides promo codes that you can add to your account, giving you the chance to earn more cash back. You can find all the promo codes currently available in this list.
Seated
Seated is a restaurant rewards app that gives rewards for going out to eat, ordering delivery, or picking up a food order.
Simply upload a picture of your restaurant receipt and you’ll earn between 10% to 55% of the receipt back in the form of rewards. You can then redeem your rewards for gift cards at major retailers like Amazon, AirBnB, Uber, and eBay.
I love getting paid for things I’m already going to do and Seated fits in that category. One tip to earn a ton of rewards is to use it for group events and company outings. With so many peopl e eating, the bill is going to be higher than if you were to eat by yourself or with a significant other.
Bigger bill = bigger rewards.
Note that Seated is limited to select U.S. cities for now:
- New York
- Boston
- Chicago
- Atlanta
- Philadelphia
They do have plans to expand to other cities though, so if you don’t live near one of the five cities listed.
Fetch Rewards
Fetch Rewards is an app that pays you for scanning your grocery receipts.
You’ll earn at least 25 points for every receipt you scan, but there are many opportunities to earn bonus points.
Fetch partners with many popular brands (like Huggies for diapers or Coors Light for beer) and encourages you to buy from them. They’ll give you anywhere from 1,000 to 5,000 in bonus points for doing so.
Once you accumulate en ough points, you can redeem them for gift cards. I personally redeem them for Amazon credits because I buy things from them all the time. Sometimes, I’ll redeem for Uber gift cards for free rides.
The points valuation is fixed so that every 1,000 points is worth $1, regardless which store gift card your redemption is for.
Why does it matter?
Did you notice that all the apps mentioned in this post reward you for scanning your receipts?
These aren’t apps that you need to pay to use or require that you buy something extra to earn cash back. They literally reward you for something you would do anyway, regardless if you use their app or not.
My point is that using cash back apps are one of the easiest ways to make more money. Most people think that saving money and making money are different ideas, but they’re not.
Consider this:
Mister Broke makes $ 100 a day and spends $50 at restaurants and $50 at grocery stores that night. He has nothing leftover.
Mister Rich makes the same $100 a day and spends the same $50 at restaurants and $50 at grocery stores.
However, he uses cash back apps that pay him back $20 for that money he spent. That’s $20 he wouldn’t have otherwise have in his pocket.
For Mister Broke to have the same amount of money leftover, he would need to make $120 a day.
Saving money IS making money.
Conclusion
I hope you enjoyed this post and found it useful!
Do you use any other cash back apps? How long have you been using it and how much have you saved? It doesn’t matter if it’s tailored for the U.S. or U.K., let me know in the comments section below!
Thank you Project Financially Free for letting me be part of the personal finance conversation here!
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