Now that the UK is finally coming out of lockdown and the world is getting back to normal, saving money has never been more prevalent with the huge boom in online shopping.
We have even seen an increase in the older generation upping their tech knowledge to enable them to shop online. And with people still scared to be in crowds, online shopping will certainly be at the forefront of shoppers spending habits for the foreseeable future, which is why saving as much money on your online purchases is necessary.
Save Money Shopping Online
Here are the best ways to save money on your online purchases in 2021…
Never Renew Automatically
When shopping online for services such as utilities and insurance, make use of comparison websites. If you are already paying for a service that you found the best deal on via a comparison website, don’t assume that the automatic renewal will also be the lowest.
Always perform a new search each year, around one month prior to your renewal date. You can save as much as 50% on your renewal price by simply switching providers, which is really easy and can usually be done online with little effort.
Never buy anything without researching everything about the product or service (and any cheaper alternatives) online first. There’s a plethora of information available online from the UK Money Blogging community, and you can save a lot of money by doing proper research.
Shopping whilst an event or sale on can save you as much as 70% off the RRP.
Knowing when a sale is due to drop is key to saving cash, because sometimes we don’t want to wait to make a purchase, but timing your shopping around a sale is a great way to maximise your savings.
There are UK Sale Date Calendars you can check out to stay ahead of the game for all sorts of popular retailers and sale events.
Earn Money Whilst Shopping
Cashback websites such as Topcashback and Quidco are a must of shopping online. Once signed up, you simply shop as you normally would but using the links through their websites.
There is no cost to you and you will earn a small percentage of the price you pay for your goods back in to your cashback account. Most retailers pay between 1% and 10% which can really add up throughout the year.
Use Loyalty Cards & Reward Schemes
A lot of online retailers, particularly grocery retailers offer customer loyalty schemes.
The grocery reward cards are the best earners as UK shoppers can spend more than 25% of their income on food alone! The most popular are Sainsbury’s nectar card, Iceland Bonus card and Tesco Clubcard.
Although Sainsbury’s isn’t known for being a budget supermarket, you can also collect nectar points at many other retailers such as Esso petrol stations and eBay, so it’s well worth signing up.
With Sainsbury’s Nectar, you can also Double up all your collected points once a year with their Nectar Double Up Event.
Find Deals and Vouchers
Once you have done your research, found a deal or sale and gone through a cashback site, now it’s time to try and find a voucher code. There are 100s of discount code websites and apps to check out before you go through the checkout.
Some retailers even offer a 10% discount on first orders for signing up to their newsletter, so check on that too.
Tip: Are you or anyone in your home a student? Sign up for Studentbeans and UniDays for extra special discounts only available to students.
We love your feedback, so if you have any questions, or know of any other savvy tips that you would like to share to help online shoppers, please let us know in the comments below…