It’s all well and good having enough money to live from day to day. However, none of us can safely say that we’re clairvoyant. Life happens at the most inopportune of moments, and more often than not, it’s going to end up costing you some money. That’s why it's vital to have an emergency fund set up – just in case. But how much money should you have in an … [Read more...] about Emergency Fund: How Much and When To Use It
There has been plenty of discussion concerning smart meters in the last few years. All of the big home energy providers are offering these standalone devices to help people manage their electricity and gas bills. Therefore, on paper, it certainly sounds like a good idea. The government has required energy companies to, by law, offer these systems to homes as … [Read more...] about Is It Worth Installing a Smart Meter?
Is there a cheaper alternative to Spotify out there? Yes! You just need to know where to look. Spotify really changed the game with listening to music. Before streaming came along at £9.99 per month, we all had to buy the tracks and albums we loved separately. If you really wanted to save money, you’d have had to record songs off the radio – and that’s always … [Read more...] about Cheaper Alternatives to Spotify: Stream Music for Less
The cost of living varies from area to area. It can vary from person to person, too. So, how can you live on £1,000 a month? Could you easily reduce your expenditure, bills and responsibility costs to fall below this magic figure? Believe it or not, even if you have plenty of responsibilities, it is perfectly possible to live on £1,000 each month, even … [Read more...] about How to Live on £1,000 a Month: It’s Easy When You Know How!
Saving money is something we should all be doing. While you may have a steady income, you never really know what’s around the corner. Ask any expert in finance or banking and they’ll tell you the same thing – saving pays off. But just how easy is it to save in this day and age? What’s the best way to save money for tighter budgets and smaller … [Read more...] about Best Ways to Save Money: Starting Right Now
Becoming a millionaire by 50 years old doesn’t have to be a dream. Thousands upon thousands of people have managed it! Most of them have done so by pulling themselves up by their bootstraps, too. Think about all the big businesses you see making CEOs millions each year. They all had to start somewhere. It’s easier said than done, perhaps. So, … [Read more...] about How to Become a Millionaire by 50
How To Pay Less for Your TV and Movies Recently, we've taken a look at how you can potentially lower your Sky bill. The fact of the matter is, the cost of home entertainment is always on the increase. This is often due to inflation, though the major UK TV and broadband providers do unfortunately still have the right to hike prices up once you're in … [Read more...] about Cheaper Alternatives to Sky TV: Ditch That Expensive Subscription
We all want the best possible start for our kids. In the society we live in, that often means setting them up well with a good stock of money that they can rely on later in life! Until your children are able to earn money for themselves and to make use of their own savings, it makes perfect sense to start putting a little bit of money aside for them for a variety of … [Read more...] about How to Save for Your Child’s Future
Should I try cancelling Sky to get a better deal? Despite the fact that there are so many different TV providers and opportunities for us to watch TV shows and movies at home more than ever, prices are increasing. Sky is included in that. Plenty of people, in fact, are dropping their Sky TV package altogether to save a bit of money here and there. But what if … [Read more...] about How to Reduce Your Sky Bill By Up To 30%