Getting out of debt isn’t as simple as just paying off odd amounts here and there. Depending on how much you owe, you are going to need to think about setting up a plan. What’s more, you’re going to need to realise that plenty of people go through debt. In fact, there are millions of people borrowing money right this second. Debt isn't something you should … [Read more...] about Best Books On Getting Out of Debt: 7 You Should Read
Here at Project Financially Free, we don’t just expect you to stay loyal to one blog! We appreciate each and every one of our readers – but when it comes to personal finance blogs, there are scores of great resources out there which are well worth dipping into. Need help with saving, investing or learning about how to make your money travel that little bit further? … [Read more...] about Top 20 Best Personal Finance Blogs in 2020
There are more ways to bank and invest your money than ever before. However, that means things can often get a little bit confusing. For the longest time, before the internet came along and made things even more complex, people in the UK have been able to choose between banks and building societies when it comes to putting their money away for safe keeping. What … [Read more...] about What’s The Difference Between a Bank and a Building Society?
It's easier said than done not to worry about money. After all, much of our lives revolve around it! To be able to live and enjoy what we do, there's often a financial demand. However, that doesn't mean you should be ruled by the readies. If you are wondering how to stop worrying about money then the most important thing to remember is that worrying … [Read more...] about How to Stop Worrying About Money (And Change Your Way of Thinking)
We all want the best possible start for our kids. In the society we live in, that often means setting them up well with a good stock of money that they can rely on later in life! Until your children are able to earn money for themselves and to make use of their own savings, it makes perfect sense to start putting a little bit of money aside for them for a variety of … [Read more...] about How to Save for Your Child’s Future
Have you ever had a payday loan? Chances are, you probably already know about the high interest rates that come with short-term lending. Do you know you can claim back refunds on payday loans? Speaking from experience (an experience from a few years ago that I will never repeat!) if you are considering trying to claim back interest on previous payday loans I would … [Read more...] about How to Claim Back Refunds on Payday Loans: An Easy Payday
While my blog isn't exclusively UK focused, I am based in the UK and thought it would be worth covering a few financial aspects of that unavoidable topic: Brexit. As you’ve no doubt already seen or read, Brexit is going to affect the British way of life in many different ways. Regardless of whether or not the UK leaves the EU with a deal or without any formal agreement in … [Read more...] about Will Brexit Affect My ISA?
What exactly constitutes being financially free? The reality is being financially free may mean different things to different people and the answer to this question will largely depend on a number of things such as your own personal circumstances, your upbringing and your outlook on life. To me being financially free means not having to worry about money at all, or more … [Read more...] about What It Means To Be Financially Free
In a previous post I mentioned moving as much credit card debt as possible over to a 0 percent balance transfer card as being key to helping you pay off your debt quicker. Today I'm going to share my pick of the best credit cards currently available with long 0% balance transfer periods together with a few tips to ensure you make the most of a promotional rate balance transfer … [Read more...] about Longest 0 Percent Balance Transfer Credit Cards for 2020
App based banks have been gaining in popularity in recent months as people start to catch on about the advantages they can provide over traditional banks. App based banks are, as the name suggests, banks built purely for access on mobile through an app. What Are The Best UK App Based Banks? The number of UK app based banks is growing and while there are a number of … [Read more...] about App Based Banking Explained