Here at Project Financially Free, we don’t just expect you to stay loyal to one blog! We appreciate each and every one of our readers – but when it comes to personal finance blogs, there are scores of great resources out there which are well worth dipping into. Need help with saving, investing or learning about how to make your money travel that little bit further?
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Our 20 Best Personal Finance Blogs in 2021
1. Money Saving Expert
Money Saving Expert, run by finance expert Martin Lewis, is seen to be one of the most comprehensive resources on the internet for personal finance. Boasting hundreds of specialist guides to loans, saving, insurance and more, the blog also has a large forum following.
More often than not, any advice on basic money issues for UK earners can be found here. It’s a very good place to start.
2. Get Rich Slowly
Get Rich Slowly is a blog that’s been around for over 10 years, and which has a story behind it. Set up by owner JD Roth, this laid-back personal finance hub is aimed at people who want to bounce back from financial hardship, and who want to take greater control over their money. Don’t we all!
Roth’s blog has plenty of great resources, such as debt-planning spreadsheets, and regular content from writers who have struggled with money, and know the best ways to work it to their advantage.
3. MoneyNuggets
MoneyNuggets may not get updated as often as some of the other best personal finance blogs on this list, but it has a powerful and important message behind it. This blog is aimed at female professionals and women who want to start earning more and spending less.
This is a very educational resource, one which will appeal to plenty of women – and while its reach may not be massive at this point, it has incredible potential to grow. It’s one you’ll want to bookmark and keep coming back to in the months to come.
4. Frugalwoods
Frugalwoods is based around a couple’s journey to freeing themselves from the shackles of money. Frugality may not appeal to everyone, but the blog owners certainly make saving look a lot of fun. Their inspiring story, and continued advice through regular posts, are well worth dipping into if you’re serious about building up from very little.
Personal journeys and stories can help plenty of people latch onto concepts and ideas. That’s why Frugalwoods is such an interesting read, so often.
5. Monevator
If you are keen on getting started in investing, Monevator is a resource you’ll want to visit often. While other personal finance blogs look at day to day frugality, this blog takes a glance at what affects UK investors.
It’s a great blog to follow if you are a casual investor but care about what’s happening in the world. This is a resource which has its fingers on the right pulses.
6. Mum’s Savvy Savings
Coming back to the appeal of personal journeys, Mum’s Savvy Savings is a great little blog run by a sole trader who gave up being a teacher to run her own business. This blog should be an interesting read for anyone who wants to save money and to cut back on extravagance but still wants to have plenty of fun with their cash at the same time.
The blog should appeal to many people who run their own businesses from home, and who often have to deal with financial uncertainty while raising a family.
7. Much More With Less
Much More With Less is a blog which revolves around a dream of ditching a life in the city to go take up refuge in the countryside. Regular posts help everyday people to understand how to make their money travel that little bit further, and how to understand financial fundamentals from an everyday perspective.
This is a blog you may wish to follow and read up on if you’re thinking of simplifying your life, or if you’re desperate to uproot and make a big change for the better (or more frugal).
8. Frugal Rules
Based in the US, Frugal Rules is one of many personal finance blogs UK earners and readers can still get a lot of value from visiting. As its name might suggest, its main purpose is to highlight some of the easier steps you can take right now to live a more frugal life, all the while still enjoying it.
Run from the perspective of an author who has been in heavy debt and who has come out the other side, the blog regularly posts on how to adapt flexible rules to your everyday living. The purpose of this site is to help readers learn how to fight debt, and how to change the way they see money.
9. DumbFunded
DumbFunded is a popular UK blog which straddles the line between personal finance and small business tips. The site regularly posts guides on how to finance everyday life and how to make it in a hectic world of start-ups and self-employed go-getters.
Many people follow DumbFunded because it regularly shares fantastic banking deals and offers which may not be too obvious. If you are a sole trader or are simply trying to cut down on existing debt, it’s likely you will find plenty to read up on here.
10. The Money Shed
The Money Shed is a nice, simple blog, which aims to share and explore as many different money-making ideas as possible. It’s got a nice focus on sharing something slightly different in every post, meaning that there are plenty of financial niches and concerns catered to here.
What’s also worth checking out here are the forums, where you can read money-making and saving tips from like-minded people, and the site’s beginners’ guide to setting up and running your own business. It’s a UK-based site with a lot of potential.
11. The FIREstarter
The FIREstarter is run by an entrepreneur who has designs on retiring early. Since 2013, the blog has been running regular posts on how you can take control of your own earnings, expenditure, and make a long-term plan for the better. This is a blog which takes a straightforward, no-nonsense approach to financial planning, and for that reason, it always makes for a great read.
There are lots of resources to dip into, with guides on how to save for certain events in your life and how to file your own tax return being very popular. What’s more, the site has a ‘challenges’ section, where the FIREstarter himself tries to change his financial habits and diet on a regular basis. It makes for inspiring reading!
12. Money Bulldog
Money Bulldog is another no-nonsense blog that’s focused on helping you make the most of your money. The site bites into consumer support as well as advice on how to save money while travelling. There’s also a handy investments section, too, which should be worth looking into if you’re just getting started in that realm.
Money Bulldog is well worth subscribing to via email if you care about financial products and services. They post lots of thoughtful, helpful reviews which should assist you in making big money decisions. Don’t just rely on your gut instinct!
13. Debt Roundup
If you’re trying to pay off a stack of debt and aren’t sure where to start, Debt Roundup has a series of great tools and services you can make use of. The blog is run by Grayson Bell, who has paid off thousands of dollars’ worth of debt over the years. He’s therefore here to share his tips with the world.
Getting out of debt doesn’t have to be difficult. Debt Roundup is one of the best personal finance blogs online because of its sharp focus. There are plenty of good all-around financial advice blogs, but this one aims to get you out of debt, and quickly.
14. Be Clever With Your Cash
Be Clever With Your Cash is a humble little blog which is focused on helping its readers find the ability to enjoy life while saving money. Saving money and being smarter about what you spend doesn’t mean you have to go without, or sacrifice having fun.
The blog is regularly updated each week, which means you should be able to get regular insights into a variety of topics UK earners and spenders are likely to care about. Making the most of your money may not seem too obvious on the face of things, which is why it is sometimes worth reaching out and finding advice.
15. Debt Busting Expert
Richard Fenton’s catch-all personal finance blog plays host to big deals, competitions, regular advice and more besides. It’s one of the most popular personal finance communities online, with a forum helping people come together to share advice and stories on how to make the most of the money they have.
What sets Debt Busting Expert apart from the other best personal finance blogs in this list is its sheer amount of content. There are many sites with one or two focuses – Fenton’s blog aims to save you money and show you routes through to frugality by any means necessary.
16. Penny Golightly
Penny Golightly is a blog which combines lifestyle features, personal posts and consumer advice. The author has a number of books available and has a fervent following on social media. Penny also posts regularly, which is a good thing in a sea of blogs which sadly seem to have dropped off the radar.
One of the most interesting areas of this site is the £10 week ethos, which will help you work out how to live on as little as possible for a full seven days. Is it possible? Only you can find out!
17. Man Vs Debt
Man Vs Debt is another finance blog that’s inspired by a personal journey. The Bakers share tips on how to save money in order to afford the finer things in life. For the authors, that was to go jet-setting – and they mainly did it by selling their possessions.
It’s a great little site to get into if you’re thinking about freeing up some money from your possessions, with regular tips surfacing on how to make your money travel that little bit further – so that you can!
18. Punch Debt in the Face
If the name doesn’t give it away, Punch Debt in the Face pulls absolutely none of its strikes. The author is unashamed to advise on his financial situation and to reveal how he was able to crush tens of thousands of dollars’ worth of debt over the years. It’s all really inspiring, and sold to you in a way that’s fresh and exciting.
However, the original blogger left the site a couple of years ago – though it’s still updated regularly with plenty of great personal finance tips. Take a look at the archives for more.
19. Boost My Budget
Another one of the best personal finance blogs UK earners head to for advice on saving and making their cash travel further, Boost My Budget has been helping readers since 2016. Interested in making money by doing extra work online? Keep your eye out for regular posts and links.
You’ll also be able to find tips on how to cut back on spending without sacrificing much from your daily routine. It’s a blog which is updated regularly, too, which is always a plus.
20. Len Penzo
Len Penzo’s blog is one of the most interesting personal finance blogs online right now. Describing his site as ‘off-beat’, Penzo has a fresh approach to discussing personal money matters in a manner that stands apart from the pack. Straightforward and personal, Penzo’s focus is on harnessing responsibility.
If you want to learn about how to become more responsible with everyday cash, you’ll likely find his words inspiring to read on a regular basis.
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